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Home Loans > Bendigo Home Loan Package |
To find out more about Bendigo Bank, click here to access our Financial Services Guide (FSG). You must review the FSG before accessing information on this website.
Home Loan Packages
Bendigo Bank takes pride in looking after all our Customers, and our Home Loan
Customers are no exception. This is why we are rewarding our Home Loan Customers
when they choose the Bendigo Home Loan Package. Just by having 3 additional relationships with the Bendigo and Adelaide Bank Group, Customers can receive a 0.50% pa discount on our Residential Variable Home Loan rate.
| Bendigo Home Loan Package Details |
Package includes:
Loan Type |
Residential Variable Home Loan
(With or without a monthly fee)
| Interest Rate |
Variable |
| Calculated |
Daily |
| Charged |
Monthly |
| Term |
Maximum 30 years |
| Payments |
Weekly, fortnightly or monthly |
| Additional Payments |
Yes |
| Redraw Facility |
Yes, online redraw available |
| Additional Transaction Account Rebates |
Yes. Receive a full Transaction Account rebate on ALL of your eligible Transaction Accounts**. |
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| BBL Insurance |
Offers free Bendigo Homecover Insurance from the time of signing the purchase
contract until settlement. After settlement, Customers can choose to pay their premiums annually or if preferable pay by the month. |
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| Fixed Rate Lock |
No |
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| Mortgage Saver Account |
A full Transaction Account Rebate.
A Bendigo Blue Debit Card* or Bendigo Cashcard.
Click here for full details
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| Fees |
- Application Fee - $150.
- Settlement Fee - $80.
- Legal and Valuation Fees apply.
- Redraw Fee - $25 for in branch redraw (one free per month if transferring funds to Bendigo Bank Credit Card).
- Online Redraw Fee - Free.
- Monthly Account Service Fee (optional) - $8.
- Statutory fees and charges apply.
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| Bonuses |
- a 0.50% pa discount on our Residential Variable Home Loan interest rate.
- Have your wages credited to your Mortgage Saver Account plus make your loan
repayments via periodical payments and receive a $50 discount on your home
loan application.
- Bendigo Red Credit Card with a pre-approved limit of $2,000*.
- 1.00% pa discount on new or existing Bendigo Red Credit Card - Up to 44 Days Interest-Free or No Interest-Free.
- 3.00% pa discount on our Bendigo Red Credit Card - Up to 44 Days Interest-Free, if your Residential Variable Home Loan has been with Bendigo Bank
for more than 12 months.
Additional Relationships
The 3 additional relationships required to qualify for the Bendigo Home Loan package can include:
- Term Deposit
- Savings/Investments
- Everyday/Cheque Account
- Shares
- Insurance (House, Contents, Health, Loan Protection)
- Guarantee
- Agribusiness
- Credit Card
- Personal Loan
- Business Loan
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- Home/Investment Loan
- Equity Loan
- Margin Lending
- Business Overdraft
- Alliance Partners
- Victorian Securities
- Elders Rural Bank
- Tasmanian Banking Services
- Bendigo Bank Telco
- Sandhurst Trustees
- BIS Wealth Solutions
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Note: This is not an exhaustive list
Conditions - The 3 additional relationships required must be 3 different account types to qualify.
* Terms and conditions apply. |
| ** Refer to our Schedule of Fees & Charges and
Transaction Account Rebates for more information on Transaction Account Rebates
and a list of eligible Transaction Accounts.
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| Apply
for a Residential Loan Online |
Bendigo Home Loan Package Interest Rates
| Bendigo Home Loan Package with Residential Home Loan, Variable - $8 Monthly Fee |
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Rate |
6.95% pa |
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Redraw |
Yes |
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Comparison Rate |
7.09% pa* |
| Bendigo Home Loan Package with Residential Home Loan, Variable - No Monthly Fee |
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Rate |
7.15% pa |
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Redraw |
Yes |
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Comparison Rate |
7.21% pa* |
| Bendigo Home Loan Package with Interest Only Loan, Variable - $8 Monthly Fee |
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Rate |
6.95% pa^ |
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Redraw |
No |
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| Bendigo Home Loan Package with Interest Only Loan, Variable - No Monthly Fee |
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Rate |
7.15% pa^ |
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Redraw |
No |
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| Bendigo Home Loan Package with Residential Investment Loan, Variable - $8 Monthly Fee |
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Rate |
6.95% pa |
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Redraw |
Yes |
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Comparison Rate |
7.09% pa* |
| Bendigo Home Loan Package with Residential Investment Loan, Variable - No Monthly Fee |
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Rate |
7.15% pa |
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Redraw |
Yes |
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Comparison Rate |
7.21% pa* |
| Bendigo Home Loan Package with Bendigo Home Equity Loan - Cheque ($8 Monthly Fee) |
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Rate |
7.05% pa |
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Redraw |
N/A |
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Comparison Rate |
N/A |
All rates subject to change.
^ Note: Rate changes for interest only loans become effective on the 1st day of the month following a rate change.
* Comparison rate calculated on a loan amount of $150,000 over a term of 25 years
based on monthly repayments.
A Comparison Rate Schedule is available at any Bendigo Bank branch or by
clicking here.
WARNING: This comparison rate applies only to the example or examples
given. Different amounts and terms will result in different comparison
rates. Costs
such as redraw fees or early repayment fees and cost savings such as fee
waivers are not included in the comparison rate but may influence the
cost of the loan. |
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